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AV Preeminent Peer Rated Attorneys
Lakewood Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Lakewood Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Marsala Law Firm

  • 2829 Centralia St., Lakewood, CA 90712

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The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
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133 Client Reviews

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266 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

How will I be affected if my wife files for bankruptcy?

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Answered by attorney Edward Papa (Unclaimed Profile)
Bankruptcy lawyer at Edward Papa
You will still be responsible for any joint debts that will be discharged as to your wife only. If there are non exempt joint property, for example, joint bank accounts or other assets, that could be used to satisfy her creditors then you will want to make an appointment with your own counsel.
You will still be responsible for any joint debts that will be discharged as to your wife only. If there are non exempt joint property, for example, joint bank accounts or other assets, that could be used to satisfy her creditors then you will want to make an appointment with your own counsel.
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What are my options on a reaffirmation on car loan that is now worthless?

Peter Maurice Lively
Answered by attorney Peter Maurice Lively (Unclaimed Profile)
Bankruptcy lawyer at The Law Offices of Peter M. Lively
Most judges will not approve reaffirmation agreements because denial of the reaffirmation agreement at the hearing before the judge provides you with protection from repossession merely due to the bankruptcy filing itself and as long as you keep payments and insurance current. It is past the 60 day reaffirmation agreement rescind period, so you are stuck owing the debt. Perhaps you can negotiate a settlement with this creditor. A wage exemption claim or a no discharge Chapter 13 Plan may be worth considering if this creditor aggressively collects the deficiency balance and you are not able to reach a settlement.
Most judges will not approve reaffirmation agreements because denial of the reaffirmation agreement at the hearing before the judge provides you with protection from repossession merely due to the bankruptcy filing itself and as long as you keep payments and insurance current. It is past the 60 day reaffirmation agreement rescind period, so you are stuck owing the debt. Perhaps you can negotiate a settlement with this creditor. A wage exemption claim or a no discharge Chapter 13 Plan may be worth considering if this creditor aggressively collects the deficiency balance and you are not able to reach a settlement.
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How would I know if I needed to file for chapter 7?

Stuart M. Nachbar
Answered by attorney Stuart M. Nachbar
Bankruptcy lawyer at Law Office of Stuart M. Nachbar, P.C.
You need to get into a Bankruptcy Attorney in your state. If the house is not in your name, there is no issue. If it is in your name and no mortgage in your name, then you will need to file a Chapter 13 to protect the house. The structured settlement will not be an issue, it really will depend on where it came from (underlying reason for a structured settlement). Also, you would need to show the attorney any other forms of income over the last six months and last three years of tax returns.
You need to get into a Bankruptcy Attorney in your state. If the house is not in your name, there is no issue. If it is in your name and no mortgage in your name, then you will need to file a Chapter 13 to protect the house. The structured settlement will not be an issue, it really will depend on where it came from (underlying reason for a structured settlement). Also, you would need to show the attorney any other forms of income over the last six months and last three years of tax returns.
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