Lakeland, MI Bankruptcy Law Firms & Lawyers

If the co-signer on your student loans filed bankruptcy and received a discharge of their responsibility on the debt this would not change your obligation to pay the student loans. You should contact the lender and make arrangements to pay the balance that is owed. If you work this out with the creditor you should request that they contact the credit reporting agencies and clear up the negative information on your credit report.

How the bankruptcy trustee might treat that account will depend on what kind of bankruptcy your husband filed (Chapter 7, Chapter 13, Chapter 11, etc) as well as which set of exemptions your husband is using in the bankruptcy case.

You should contact the people involved and explain the situation regarding mistaken or stolen identity. The bank should be able to give you contact information for the person or entity that forced an involuntary withdrawal from your bank account. Then you should explain the situation to the people responsible for invading your account. As for the bankruptcy case, contact the sender of the letters you are getting from the bankruptcy court. Explain that you never filed a bankruptcy petition, and you would like the court's help in getting to the bottom of the problem. To check whether someone filed a bankruptcy case in your name, you can go to the clerk's office of the court where the case was filed and check the "debtor index" for your name. If your name appears with a bankruptcy case number, you can get the clerk to show you a copy of the bankruptcy papers filed under your name. If you can't obtain satisfaction from the people who are taking action against you, you will need an attorney to get a judge to issue orders that will straighten out the matter.