La Marque, TX Bankruptcy Law Firms & Lawyers

Civil judgments can often be eliminated by bankruptcy. The types of debts that may be ineligible to be eliminated are described in 11 USC sec 523. If the accident was related to a criminal action, such as drunk or drugged driving, it is possible you may not be able to eliminate it through bankruptcy, but the creditor would have to file suit against you in bankruptcy court very quickly to stop the debt from being eliminated.

There are many factors to consider but you are probably looking at Chapter 13. Consulting with an attorney will be low cost and you will get a better answer than trying to figure it out yourself.

Write a letter to your bankruptcy Judge that the attorney you paid to do your 13 will not talk to you or process your case. He will wish he never heard of you but I am sure the Judge will get on him or her and make them do their job or face Court sanctions. It sounds like your plan has not yet been confirmed. If your case gets dismissed before it is confirmed, the chapter 13 trustee will probably send the money to your attorney. The procedure for this varies from one Bankruptcy Court to the next. Call your chapter 13 trustee. First tell the chapter 13 trustee that your attorney refuses to do work on your case. Then ask the chapter 13 trustee what happens to your money if dismissed after confirmation. They know it is your money, so you may be able to get it sent to you. If you didn't pay much to start, your attorney who won't work for you will probably just take the money and claim he earned it. After your plan is confirmed, the chapter 13 trustee will disburse the money. Most will probably go to your present attorney for fees initially.