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AV Preeminent Peer Rated Attorneys
Hemlock Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Hemlock Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Mike Shovan

  • 6620 Weiss Street, Saginaw, MI 48603

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I file bankruptcy for my deceased husband’s estate?

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Answered by attorney Ronald Karl Nims (Unclaimed Profile)
Bankruptcy lawyer at Ronald K. Nims
No, only the living and active legal entities (corporations, cities etc) may file bankruptcy. Probating an estate serves the same function as bankruptcy, probate determines the assets and obligations, determines the priority of the obligations, sells the assets and uses the funds to pay off the liabilities and after the end of the probate all obligations are considered settled whether there is enough money to pay all or not.
No, only the living and active legal entities (corporations, cities etc) may file bankruptcy. Probating an estate serves the same function as bankruptcy, probate determines the assets and obligations, determines the priority of the obligations, sells the assets and uses the funds to pay off the liabilities and after the end of the probate all obligations are considered settled whether there is enough money to pay all or not.
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How do I find out if my discharged chapter 13 case was closed?

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Answered by attorney Ronald Karl Nims (Unclaimed Profile)
Bankruptcy lawyer at Ronald K. Nims
Closing a paid Chapter 13 is usually automatic, it generally takes a few months after the discharge. You can check with the court and they will tell you if your case is closed. If the case isn't closed, I doubt you'll be able to sell your home because the closing agent can't be sure whether you can deliver good title.
Closing a paid Chapter 13 is usually automatic, it generally takes a few months after the discharge. You can check with the court and they will tell you if your case is closed. If the case isn't closed, I doubt you'll be able to sell your home because the closing agent can't be sure whether you can deliver good title.
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What are my options on negotiating on my second mortgage?

Daniel A. Edelman
Answered by attorney Daniel A. Edelman
Bankruptcy lawyer at Edelman, Combs, Latturner & Goodwin, LLC
I cannot tell you whether you could still get a loan with a $71,500 liability. Many creditors would be leery of extending credit under those circumstances. The statute of limitations is 10 years from default or last payment. You often can negotiate a reasonable settlement by threatening bankruptcy. One possible tactic is to offer them $2,000, which is a little more than it would cost to file bankruptcy. Many of these are settled for 10% or less.
I cannot tell you whether you could still get a loan with a $71,500 liability. Many creditors would be leery of extending credit under those circumstances. The statute of limitations is 10 years from default or last payment. You often can negotiate a reasonable settlement by threatening bankruptcy. One possible tactic is to offer them $2,000, which is a little more than it would cost to file bankruptcy. Many of these are settled for 10% or less.
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