Helm, CA Bankruptcy Law Firms & Lawyers

Yes, you can add additional debt onto your Chapter 13, but whether or not it will be eligible to be discharged at the end of your Chapter 13 will require an evaluation as to the nature of the debt.

The best way to stop creditor calls is to be specific when they call. Tell them you are no longer accepting phone calls. Let them know you are willing to be sued, but don't want to be called and told anything about collection. If you recieve additional calls obtain information as to who is calling and what is there business address. Ask for a supervisor and obtain the same information. You can file a small claims lawsuit for illegal harassment. Let them know you intend to do this if you recieve any further calls. Follow through with this.

Yes. The credit card debt should be listed on Schedule F. If you still have the car, then the car debt should be listed on schedule D but if you have already surrendered the car, then the car debt should be listed on schedule F. Keep in mind that not all creditors report to the credit bureaus, so be sure to list all of your debt, even if it isn't listed on your credit report.