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Hackensack Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Hackensack Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Hackensack Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • Three University Plaza, Suite 410, Hackensack, NJ 07601

  • 55 State Street, Hackensack, NJ 07601-5426

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  • 15 Warren St., Hackensack, NJ 07601-5436

  • 25 East Salem Street, Suite 400, Hackensack, NJ 07601

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About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I keep both my vehicles if I file chapter 7? I own one and am paying on the other.

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Answered by attorney Margaret L. Evans (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Margaret L. Evans, PC
Question: Can I keep both my vehicles if I file chapter 7? I own one and am paying on the other. Question Detail: I have no other assets. One is a 2005 chevy colorado with 180,000 miles paid in full and the other is a 2008 ford fusion with 125,000 miles I owe about 5000 on. *- in SC, a debtor (assuming you've resided here the last 780 days) can exempt $5,625.00 in equity in one motor vehicle. You'd also have another $5,625.00 in "wild card" exemptions but only to the extent you had other unused portions of other exemptions (household goods, jewelry, etc.) Further, it would depend on what other property you had that you wanted to keep. The FAIR MARKET VALUES for motor vehicles in this district are generally determined by NADA guidelines. *
Question: Can I keep both my vehicles if I file chapter 7? I own one and am paying on the other. Question Detail: I have no other assets. One is a 2005 chevy colorado with 180,000 miles paid in full and the other is a 2008 ford fusion with 125,000 miles I owe about 5000 on. *- in SC, a debtor (assuming you've resided here the last 780 days) can exempt $5,625.00 in equity in one motor vehicle. You'd also have another $5,625.00 in "wild card" exemptions but only to the extent you had other unused portions of other exemptions (household goods, jewelry, etc.) Further, it would depend on what other property you had that you wanted to keep. The FAIR MARKET VALUES for motor vehicles in this district are generally determined by NADA guidelines. *
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Can I file bankruptcy if my home is paid for and how does it work if I own a few stocks for retirement and a small IRA?

Answered by attorney David Alan Kubat
Bankruptcy lawyer at David A. Kubat, Attorney at Law
Yes, you can file either a chapter 7 or chapter 13 bankruptcy, depending on how much your house would sell for right now. If your house value is not within the homestead exemption you can claim in bankruptcy, you could lose it in a Chapter 13 bankruptcy, but it would be very unlikely in a chapter 13. Please consult a local bankruptcy attorney in your area to discuss your situation. You don't want to guess about this and be wrong.
Yes, you can file either a chapter 7 or chapter 13 bankruptcy, depending on how much your house would sell for right now. If your house value is not within the homestead exemption you can claim in bankruptcy, you could lose it in a Chapter 13 bankruptcy, but it would be very unlikely in a chapter 13. Please consult a local bankruptcy attorney in your area to discuss your situation. You don't want to guess about this and be wrong.
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How will you know who can have access to your bankruptcy public records?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
It is not spying to look at public records of the government. There is no way to know who looks at government records. These records are available at the courthouse and online for any & everyone to peruse. It is part of the price you pay for having filed bankruptcy. However, your social security number & the names of your minor children will be redacted & hidden from the view of prying eyes.
It is not spying to look at public records of the government. There is no way to know who looks at government records. These records are available at the courthouse and online for any & everyone to peruse. It is part of the price you pay for having filed bankruptcy. However, your social security number & the names of your minor children will be redacted & hidden from the view of prying eyes.
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