AV Preeminent Peer Rated Attorneys
Fortuna Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Fortuna Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Fortuna Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Dustin E. Owens, Attorney at Law

  • 310 Third St. S., Eureka, CA 95501

The Arnot Law Firm

  • 307 N. St., Eureka, CA 95501

Shulman & Shulman

  • Hydesville, CA 95547

Lawyers At This Firm

Your legal solution starts here.

Get professional advice by contacting an attorney today.

ADVERTISEMENT

Christopher G. Metzger

  • 707 K St., Eureka, CA 95501

Kaber & Kaber Attorneys at Law

  • 730 7th St., Ste. E, Eureka, CA 95501

Lawyers At This Firm
Ask a Lawyer

Additional Resources

Looking for Bankruptcy Lawyers in Fortuna?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
50 %

4 Client Reviews

PEER REVIEWS
2.8

13 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

When I attend the creditor meeting, can I say she never made payments and it was through my business, so technically this is not her debt?

default-avatar
Answered by attorney Marc S Stern (Unclaimed Profile)
Bankruptcy lawyer at The Law Office of Marc S. Stern
Why would you say anything at the creditor's meeting. I can conceive of nothing that would help you. Getting your name of the HELOC is a very different matter and you probably have claims against her for damages arising out of her not paying the obligation. This would seem like a property distribution and ? 523(a)(15) may help you but you need a lawyer.
Why would you say anything at the creditor's meeting. I can conceive of nothing that would help you. Getting your name of the HELOC is a very different matter and you probably have claims against her for damages arising out of her not paying the obligation. This would seem like a property distribution and ? 523(a)(15) may help you but you need a lawyer.
Read More Read Less

Can I reaffirm the first mortgage and surrender the second mortgage on my home in a chapter 7 bankruptcy?

Max L Rosenberg
Answered by attorney Max L Rosenberg
Bankruptcy lawyer at Rosenberg Hite, LLC
There is only one way to discharge a second mortgage on a house that you own and that is a perilous and difficult process that I do not recommend. It involves the successful completion of a Chapter 7 bankruptcy and then subsequent to the discharge but prior to the closing, filing a Chapter 13 bankruptcy. Within the 13 you file a Motion to Determine the Dischargeability of a Secured Loan. The only way this works is if there is not one cent of equity to cover the second mortgage. There is a formal style Motion and a whole rigamarole that goes into this. If you are considering this, YOU NEED AN EXPERIENCED BANKRUPTCY ATTORNEY. You cannot do this alone.
There is only one way to discharge a second mortgage on a house that you own and that is a perilous and difficult process that I do not recommend. It involves the successful completion of a Chapter 7 bankruptcy and then subsequent to the discharge but prior to the closing, filing a Chapter 13 bankruptcy. Within the 13 you file a Motion to Determine the Dischargeability of a Secured Loan. The only way this works is if there is not one cent of equity to cover the second mortgage. There is a formal style Motion and a whole rigamarole that goes into this. If you are considering this, YOU NEED AN EXPERIENCED BANKRUPTCY ATTORNEY. You cannot do this alone.
Read More Read Less

Will my roommates bankruptcy affect me?

default-avatar
Answered by attorney James A. Wingfield (Unclaimed Profile)
Bankruptcy lawyer at Law Offices of James Wingfield
If you're roommate files for bankruptcy, the outstanding debt that she owes to the landlord will likely be discharged in her bankruptcy. However, it is important to understand that if you were on the lease (or other rental agreement or if the judgment for possession entered against you as well as your roommate and included damages for past due rent), you will still owe all of the past due rent even after your roommate receives her discharge in bankruptcy.
If you're roommate files for bankruptcy, the outstanding debt that she owes to the landlord will likely be discharged in her bankruptcy. However, it is important to understand that if you were on the lease (or other rental agreement or if the judgment for possession entered against you as well as your roommate and included damages for past due rent), you will still owe all of the past due rent even after your roommate receives her discharge in bankruptcy.
Read More Read Less