Fenton, MI Bankruptcy Law Firms & Lawyers

For the most part, yes. If you file your bankruptcy today and your payroll department ran payroll yesterday, but the checks go out tomorrow, that money will still be garnished. You should get it back, but it will still be withheld usually. Monies taken after the filing of bankruptcy are pulled in violation of the automatic stay and have to be returned (at least in the 9th Circuit). But all future pay checks should not have those garnishments (unless they are for child support or some other type of protected garnishment).

You always have the right to voluntarily dismiss your 13 at any time so long as it was not converted previously. Many of your creditors may have written off the debts at this point; however, without completing your plan you will not receive a discharge. You may be able to qualify for a hardship discharge. I recommend you consult with an attorney to go through your specific facts before deciding to dismiss.