AV Preeminent Peer Rated Attorneys
Encinitas Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Encinitas Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Encinitas Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

The McMillan Law Firm, APC

4.7
100 Reviews

  • Serving Encinitas, CA and San Diego County, California

  • Law Firm with 1 lawyer2 awards

  • We are a results oriented law firm. Open for Business-Telephone & video conferences available.

  • Bankruptcy LawyersEmployment Law, Disability Accommodation, and 25 more

  • Free Consultation

Scott McMillan
Bankruptcy Lawyer
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Olson Law Firm

4.7
26 Reviews

  • Serving Encinitas, CA and San Diego County, California

  • Law Firm with 1 lawyer2 awards

  • Experienced Real Estate, Business Litigation, and Collections Law Firm; Reasonable Rates. Our Attorney is also a Licensed Real Estate Broker. Call 866-755-1959 for a Free and... Read More

  • Bankruptcy LawyersReal Estate, General Litigation, and 287 more

  • Free Consultation

Shawn M. Olson
Bankruptcy Lawyer
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G10 Law, APLC

4.9
28 Reviews

  • Serving Encinitas, CA and San Diego County, California

  • Law Firm with 4 lawyers2 awards

  • Committed to Excellence, Committed to You.

  • Bankruptcy LawyersAsset Protection, Asset Recovery, and 258 more

Louis Anthony Galuppo
Attorney
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Slovak Baron Empey Murphy & Pinkney LLP

4.8
229 Reviews

  • Serving Encinitas, CA and San Diego County, California

  • Law Firm with 30 lawyers4 awards

  • SBEMP LLP is a full service law firm with offices in Palm Springs, Orange County, San Diego, New Jersey, and New York.

  • Bankruptcy LawyersCivil Litigation, Employment Litigation, and 19 more

Bruce Bauer
Bankruptcy Lawyer
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David J. Hallstrom, Esq.

5.0
10 Reviews

  • Serving Encinitas, CA and San Diego County, California

  • Law Firm with 3 lawyers

  • We focus our practice exclusively on trust and probate litigation, seeking to defend your loved one’s legacy while protecting your interests. If your loved one’s legacy is at... Read More

  • Bankruptcy LawyersTrust Litigation, Probate With a Will, and 12 more

Paul J. Kurtzhall Esq.
Bankruptcy Lawyer
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Rentto & Rentto Professional Law Corporation

5.0
1 Review

  • Serving Encinitas, CA and San Diego County, California

  • Law Firm with 2 lawyers2 awards

  • Civil Trial Practice, Commercial and Real Estate Law

  • Bankruptcy LawyersCivil Trial Practice, Business Law, and 4 more

Robert L. Rentto
Bankruptcy Lawyer
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Johnson Oakleaf, APC

4.9
30 Reviews

  • Serving Encinitas, CA and San Diego County, California

  • Law Firm with 2 lawyers2 awards

  • Johnson Oakleaf, APC, located in Long Beach, provides skillful legal representation to persons throughout Los Angeles, Long Beach and Orange County. With more than 60 years of... Read More

  • Bankruptcy LawyersConstruction and Development, Non performance and Non Payment, and 32 more

Ann Oakleaf
Partner
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The Law Offices of Gerald L. Bohart, A.P.C.

5.0
46 Reviews

  • Serving Encinitas, CA and San Diego County, California

  • Law Firm with 1 lawyer4 awards

  • Providing Peace of Mind!

  • Bankruptcy LawyersGeneral Civil Litigation Practice, Federal Practice, and 62 more

Gerald L. Bohart
Bankruptcy Lawyer
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Curry Advisors A Professional Law Corporation

5.0
1 Review

  • Serving Encinitas, CA and San Diego County, California

  • Law Firm with 1 lawyer1 award

  • Bankruptcy & Business Litigation matters, including bankruptcy appeals

  • Bankruptcy LawyersBusiness Bankruptcy, Creditors Rights, and 1 more

K. Todd Curry
Bankruptcy Lawyer
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Goldberg Jones | Divorce For Men

4.5
42 Reviews

  • Serving Encinitas, CA

  • Law Firm with 5 lawyers3 awards

  • Goldberg Jones-Divorce For Men

  • Bankruptcy LawyersFamily Law, Divorce, and 21 more

  • Free Consultation

  • Offers Video

Michael Steiner
Bankruptcy Lawyer
Other Lawyers At This Firm
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The Gibbs Law Firm, APC

4.9
17 Reviews

  • Serving Encinitas, CA and San Diego County, California

  • Law Firm with 1 lawyer2 awards

  • Orange County Bankruptcy, Real Estate and Business Attorneys; dedicated to providing clients with the highest level of professional service and upholding the dignity of the legal... Read More

  • Bankruptcy LawyersEstate Planning, Wills, and 23 more

David Gibbs
Bankruptcy Lawyer
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Clinnin & Associates

  • 101 Leucadia Blvd., Ste. 500, Encinitas, CA 92024

Kovalsky & Associates

  • 4405 Manchester Ave., Ste. 203, Encinitas, CA 92024-7902

Cohen & Buckley, LLP

  • 1991 Village Park Way, Suite 202, Encinitas, CA 92024

Lawyers At This Firm

Law Office of Ignazio Ficara

  • 90 N. Coast Hwy. 101, Ste. 103, Encinitas, CA 92024

Harley Feinstein

  • 619 S. Vulcan Ave., Ste. 210, Encinitas, CA 92024

Law Office of Lyndsey M. Heller

  • 270-F N El Camino Real #522, Encinitas, CA 92024

Law Office of Mark Rath

  • 1991 Village Pkwy., Ste. 145, Encinitas, CA 92024-1907

Law Office of David Wolff

  • Encinitas, CA 92023

Eric D. Norvell, Attorney, P.A.

  • Encinitas, CA 92023-1513

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Additional Resources

Looking for Bankruptcy Lawyers in Encinitas?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
93 %

78 Client Reviews

PEER REVIEWS
4.8

284 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is the first person liable or is credit jeopardized if first person is on the title and mortgage, second person is on the title only and goes bankrupt

Lorena Lee Saedi
Answered by attorney Lorena Lee Saedi (Unclaimed Profile)
Bankruptcy lawyer at Saedi Law Group, LLC
As long as the mortgage is still being paid the first person on the mortgage will not be affected by a title holder filing for bankruptcy.
As long as the mortgage is still being paid the first person on the mortgage will not be affected by a title holder filing for bankruptcy.

How do I go about purchasing a car after my chapter 7 discharge?

default-avatar
Answered by attorney Kathryn Ursula Tokarska (Unclaimed Profile)
Bankruptcy lawyer at Law Offices of Kathryn Tokarska
If you can afford to pay the purchase price without getting a loan then you don't need a car loan. A potential lender will check your credit and want to know your Debt to Income ratio to find out if you can afford the type of car payments based on the amount of loan. Some lenders won't approve if your credit score is not excellent and others will but at a higher interest rate than someone who has excellent credit and/or had not filed for bankruptcy recently. I advise my client to be most careful about acquiring new debt after bankruptcy. Whatever you purchase and finance should be very affordable. You want to rebuild your credit with new positive marks like making timely payments, never being late, etc. not bog yourself down with an expensive loan that may prove impossible to pay on time. Sometimes, it may be better to buy a little beater for a few months if you can find one that is fairly dependable, have a mechanic inspect. You can maybe save some money and then in a year or two or when major repairs come up turn it in for something newer and more expensive. Maybe in the meanwhile you can save up a nice down payment. Just an idea.
If you can afford to pay the purchase price without getting a loan then you don't need a car loan. A potential lender will check your credit and want to know your Debt to Income ratio to find out if you can afford the type of car payments based on the amount of loan. Some lenders won't approve if your credit score is not excellent and others will but at a higher interest rate than someone who has excellent credit and/or had not filed for bankruptcy recently. I advise my client to be most careful about acquiring new debt after bankruptcy. Whatever you purchase and finance should be very affordable. You want to rebuild your credit with new positive marks like making timely payments, never being late, etc. not bog yourself down with an expensive loan that may prove impossible to pay on time. Sometimes, it may be better to buy a little beater for a few months if you can find one that is fairly dependable, have a mechanic inspect. You can maybe save some money and then in a year or two or when major repairs come up turn it in for something newer and more expensive. Maybe in the meanwhile you can save up a nice down payment. Just an idea.
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We bought cars for our children, can we keep those cars

Mark J Markus
Answered by attorney Mark J Markus
Bankruptcy lawyer at Law Office of Mark J. Markus
Whether you can keep any assets in a bankruptcy case depends on the following factors: 1.  Which Chapter you file; 2.  The value of the asset 3.  What exemptions are available to you to protect those assets under applicable state or federal law. A comprehensive consultation with a bankruptcy attorney in your State will yield the answer to your question.
Whether you can keep any assets in a bankruptcy case depends on the following factors: 1.  Which Chapter you file; 2.  The value of the asset 3.  What exemptions are available to you to protect those assets under applicable state or federal law. A comprehensive consultation with a bankruptcy attorney in your State will yield the answer to your question.
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