Eagle, CO Bankruptcy Law Firms & Lawyers

You will need to file a petition for bankruptcy in the bankruptcy court in your district. You should do an initial consultation with an attorney to talk about your options and get a feel for how complex your case is, and whether you would be able to do it yourself or hire someone to help you.

You should do a chapter 7. You can keep equity in a home up $15,0000 and a vehicle with equity up to $3,000. Your income will have to be less than about $41,000 per year for a household of one person.

Are you talking about a creditor filing an adversary complaint in the bankruptcy court or filing a complaint against you in the state court? If it's an adversary complaint, a creditor can file an adversary to seek non-discharge ability of a particular debt based on some theory (for example: breach of fiduciary duty, misrepresentation, fraud, etc) unless the debt was incurred in the last 90 days prior to the filing of the bankruptcy case the burden will be on them to prove up their claim. If you are talking about filing a lawsuit in the state court in an attempt to collect on potentially dis chargeable debt, then contact your attorney immediately and let them know that this has happened. He/she can take steps to make sure that the suit is dismissed and if warranted seek sanctions and damages against the offender.