Devine, TX Bankruptcy Law Firms & Lawyers

When you pay off your mortgage, assuming that no other creditor had a lien on your property, it will be truly yours. Most bankruptcy attorneys agree that there is no good reason to ever reaffirm on a home mortgage and indeed many mortgage lenders have stopped trying to persuade bankruptcy debtors to do this.

I would speak either attorney but it certainly appears that he is an indispensable party, and additionally the creditor should be seeking a determination on the discharge ability of his debt if it was incurred as a result of a fraud. Generally, fraudulently incurred debts are not dischargeable.

You can be evicted from an apartment without a lease. If there is no written agreement, which is what a lease is, the tenancy is considered to be month to month. Your last question makes no sense and cannot be answered without more facts. As to being sued from a landlord during a chapter 7 bankruptcy, the landlord would have to move to lift the automatic stay and get the bankruptcy court to grant the motion. You know that you have to pay rent in order to stay in the apartment. Seek the advice of the attorney you used to file the bankruptcy. If you filed bankruptcy without an attorney, set up a consultation with one to learn more about your options.