AV Preeminent Peer Rated Attorneys
Coalinga Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Coalinga Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Coalinga Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • Serving Coalinga, CA and Fresno County, California

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  • Serving Coalinga, CA and Fresno County, California

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Frank Huerta Jr.
Bankruptcy Lawyer
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  • Serving Coalinga, CA and Fresno County, California

  • Law Firm with 25 lawyers2 awards

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  • Serving Coalinga, CA and Fresno County, California

  • Law Firm with 28 lawyers2 awards

  • Baker Manock & Jensen is one of the oldest and most widely respected law firms in Central California.Although we are located in Fresno, many of our specialty practices are... Read More

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Jan T. Perkins
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Coalinga?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
50 %

25 Client Reviews

PEER REVIEWS
4.6

334 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What happens to joint bank accounts in bankruptcy?

Answered by attorney Michael Jay Berger
Bankruptcy lawyer at Law Offices of Michael Jay Berger
If you file bankruptcy and receive your discharge, you wipe out your personal obligation to pay your discharged debts. Anyone else that was responsible for payments of these debts is still responsible for paying these debts. This means that your cosigner will be stuck with the entire obligation if you default on it or wipe out your personal responsibility for the debt by filing bankruptcy.
If you file bankruptcy and receive your discharge, you wipe out your personal obligation to pay your discharged debts. Anyone else that was responsible for payments of these debts is still responsible for paying these debts. This means that your cosigner will be stuck with the entire obligation if you default on it or wipe out your personal responsibility for the debt by filing bankruptcy.
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Is it possible to delay the court hearing to finalize the chapter 7 bankruptcy?

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Answered by attorney Tony E. Carballo (Unclaimed Profile)
Bankruptcy lawyer at Carballo Law Offices
You cannot keep the house if you have not paid your mortgage in a Chapter 7. The automatic stay expires 60 days after the initial date of the meeting of creditors. Therefore, the hearing you mention, which I assume is a motion for relief of stay by the bank in order to foreclose, will be granted unless you pay everything owe and/or start regular mortgage payments immediately. The judge might make the order granting relief of stay to the bank effective on the 60th day after the date of the meeting of creditors (assuming the judge is a reaaly nice person and feels sorry for you). If you wanted to keep your home and get more time while you find a job and/or do a modification, you should have filed a Chapter 13. You need a lawyer who might be able to convert your case to a Chapter 13 if possible. Once relief of stay is granted in the C7 case a later filing of a Chapter 13 will not stop the foreclosure unless you ask the court to re-impose the automatic stay and the court agrees to do it. That will not be easy.
You cannot keep the house if you have not paid your mortgage in a Chapter 7. The automatic stay expires 60 days after the initial date of the meeting of creditors. Therefore, the hearing you mention, which I assume is a motion for relief of stay by the bank in order to foreclose, will be granted unless you pay everything owe and/or start regular mortgage payments immediately. The judge might make the order granting relief of stay to the bank effective on the 60th day after the date of the meeting of creditors (assuming the judge is a reaaly nice person and feels sorry for you). If you wanted to keep your home and get more time while you find a job and/or do a modification, you should have filed a Chapter 13. You need a lawyer who might be able to convert your case to a Chapter 13 if possible. Once relief of stay is granted in the C7 case a later filing of a Chapter 13 will not stop the foreclosure unless you ask the court to re-impose the automatic stay and the court agrees to do it. That will not be easy.
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I filed for bankruptcy but am still haing financial problems, what can I do?

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Answered by attorney Javed Inam Ellahie (Unclaimed Profile)
Bankruptcy lawyer at Ellahie Law Firm
Bankruptcy helps in discharging debt obligation so you are no longer obligated personally on the home and the truck (since you did not reaffirm) and will not be even in the case of a short sale. The creditor, however, is secured by the home and the truck creditor by the truck, so if you do not pay them, they mortgage lender can foreclose on the home and the truck creditor can repossess the home. Subsequent to receiving a Chapter 7 discharge, you may still be able to file a Chapter 13 and keep your home, provided your Chapter 13 plan payments are such that they will cure all the arrears owed on the home, that you agree to keep the home post filing current (you may also want to look at loan modification options) and agree to pay the truck debt full. Recommend you consult an experience bk attorney. This procedure known as a Chapter 20 may not work in some courts so do talk to a local bankruptcy specialist.
Bankruptcy helps in discharging debt obligation so you are no longer obligated personally on the home and the truck (since you did not reaffirm) and will not be even in the case of a short sale. The creditor, however, is secured by the home and the truck creditor by the truck, so if you do not pay them, they mortgage lender can foreclose on the home and the truck creditor can repossess the home. Subsequent to receiving a Chapter 7 discharge, you may still be able to file a Chapter 13 and keep your home, provided your Chapter 13 plan payments are such that they will cure all the arrears owed on the home, that you agree to keep the home post filing current (you may also want to look at loan modification options) and agree to pay the truck debt full. Recommend you consult an experience bk attorney. This procedure known as a Chapter 20 may not work in some courts so do talk to a local bankruptcy specialist.
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