AV Preeminent Peer Rated Attorneys
Canby Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Canby Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Canby Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Law Office of Timothy H. Stearns

  • 211 North Mt. Shasta Blvd., Suite 200, Mount Shasta, CA 96067

Kirsher, Winston & Boston, Law Corporation

  • 205 N. Mt. Shasta Blvd., Suite 400, Mount Shasta, CA 96067-0177

Lawyers At This Firm

Wells, Small, Fleharty & Weil A Law Corporation

  • 20419 Shasta Street, Burney, CA 96013

Lawyers At This Firm

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Looking for Bankruptcy Lawyers in Canby?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
56 %

5 Client Reviews

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4.3

46 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What can I do if creditors still calling me?

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Answered by attorney Steven Jed Alpers (Unclaimed Profile)
Bankruptcy lawyer at Steven J. Alpers, A Professional Corporation
Tell them you filed for bankruptcy and if they do not stop calling you will sue them for violation of the bankruptcy laws.
Tell them you filed for bankruptcy and if they do not stop calling you will sue them for violation of the bankruptcy laws.

Do we have to pay the remaining amount on a repossessed car?

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Answered by attorney Tyler Elliot Hollingsworth (Unclaimed Profile)
Bankruptcy lawyer at Hollingsworth Law Offices
Your question didn't mention whether you are filing for bankruptcy. If you are filing Bankruptcy, then No, you probably do not have to pay the remaining debt. If you're not filing Bankruptcy, the financing creditor can still sue you for the balance owing. If your car was repossessed, the finance company will sell the car at auction and apply the proceeds of the auction sale towards the debt you owe. Repossessing the car means they have taken back the security interest (also known as the collateral) on the loan. Once they have taken the security interest back, there is no longer any collateral securing the loan. In Bankruptcy, unsecured debt is dischargeable and you will not have to pay the remaining debt. If you have not filed for bankruptcy, the finance company can still try to collect the unsecured amount of the debt from you via collection action or lawsuit.
Your question didn't mention whether you are filing for bankruptcy. If you are filing Bankruptcy, then No, you probably do not have to pay the remaining debt. If you're not filing Bankruptcy, the financing creditor can still sue you for the balance owing. If your car was repossessed, the finance company will sell the car at auction and apply the proceeds of the auction sale towards the debt you owe. Repossessing the car means they have taken back the security interest (also known as the collateral) on the loan. Once they have taken the security interest back, there is no longer any collateral securing the loan. In Bankruptcy, unsecured debt is dischargeable and you will not have to pay the remaining debt. If you have not filed for bankruptcy, the finance company can still try to collect the unsecured amount of the debt from you via collection action or lawsuit.
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How do i file bankruptcy on an heloc

Mark J Markus
Answered by attorney Mark J Markus
Bankruptcy lawyer at Law Office of Mark J. Markus
Chapter 7 will discharge any personal liability you have on the HELOC, but the lien would remain against the home.    If your goal is to retain your home and prevent foreclosure by the HELOC, your only real bankruptcy option would be to do a Chapter 11 case and hope you get enough votes from creditors and get the court to approve a repayment of the HELOC over time.  But a Chapter 11 is likely going to cost you as much as your balloon payment just in attorney's fees, so that's probably not a viable solution for you.
Chapter 7 will discharge any personal liability you have on the HELOC, but the lien would remain against the home.    If your goal is to retain your home and prevent foreclosure by the HELOC, your only real bankruptcy option would be to do a Chapter 11 case and hope you get enough votes from creditors and get the court to approve a repayment of the HELOC over time.  But a Chapter 11 is likely going to cost you as much as your balloon payment just in attorney's fees, so that's probably not a viable solution for you.
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