AV Preeminent Peer Rated Attorneys
Cambria Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Cambria Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Cambria Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Law Offices of Adele Schneidereit

  • 7395 El Camino Real, Suite 385, Atascadero, CA 93422

Stern Law Firm

  • 1331 Plum Orchard Lane, Templeton, CA 93465

Sandra K. McBeth

  • 7343 El Camino Real, Suite 185, Atascadero, CA 93422

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Peter Josserand

  • 809 13th St., Paso Robles, CA 93446

Marilee A. Burns

  • 1648 Canyon Crest Ln., Paso Robles, CA 93446

Willis S. Baughman, Attorney at Law

  • 7730 Morro Rd., Ste. 201, Atascadero, CA 93422

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Looking for Bankruptcy Lawyers in Cambria?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
83 %

10 Client Reviews

PEER REVIEWS
4.8

13 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can my husband file bankruptcy if the credit cards are in my name only?

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Answered by attorney Paul Norwood Jonas Ross (Unclaimed Profile)
Bankruptcy lawyer at Paul N. J. Ross Law, PLLC
This is one of the nightmares of bankruptcy. Idaho is a community property state and debts incurred by one are incurred by the other, generally speaking. Therefore, a good bankruptcy attorney would include the spouses debts as well as their own, even if the debts are only in one person's name. Yes, your ex-husband can and should include your debts in his bankruptcy. Those debts will even be discharged as regarding the credit card companies. Those companies could not legally pursue him for the debts. That does not mean you are discharged. Your debt is likely not discharged under a couple of theories. You will want to visit with an attorney to work through the details and the best way to move forward. Be sure to file a Proof of Claim in the bankruptcy if there are assets to be paid out so you can get some money. Depending on the decree, you could even fall under a priority debt. You could hold your ex in contempt of the original decree. You could try and collect it in other forms as well. But be sure you jump through the proper bankruptcy hoops.
This is one of the nightmares of bankruptcy. Idaho is a community property state and debts incurred by one are incurred by the other, generally speaking. Therefore, a good bankruptcy attorney would include the spouses debts as well as their own, even if the debts are only in one person's name. Yes, your ex-husband can and should include your debts in his bankruptcy. Those debts will even be discharged as regarding the credit card companies. Those companies could not legally pursue him for the debts. That does not mean you are discharged. Your debt is likely not discharged under a couple of theories. You will want to visit with an attorney to work through the details and the best way to move forward. Be sure to file a Proof of Claim in the bankruptcy if there are assets to be paid out so you can get some money. Depending on the decree, you could even fall under a priority debt. You could hold your ex in contempt of the original decree. You could try and collect it in other forms as well. But be sure you jump through the proper bankruptcy hoops.
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Which chapter do we file if we have $17,000 in debt, don't own a home but would like to buy after filing bankruptcy?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Unfortunately, the information you shared does not give my any assistance in helping you to decide what type of bankruptcy you might wish to file. If you had said you had $17,000 in recent tax debt, child support arrearages, or delinquent mortgage payments, I could say Chapter 13. Or if you had said you have $150/month available to pay debts beyond your necessary living expenses, I could say Chapter 13. Frankly, I will not accept a case for bankruptcy where the debt is less then $20,000, but that is just me.
Unfortunately, the information you shared does not give my any assistance in helping you to decide what type of bankruptcy you might wish to file. If you had said you had $17,000 in recent tax debt, child support arrearages, or delinquent mortgage payments, I could say Chapter 13. Or if you had said you have $150/month available to pay debts beyond your necessary living expenses, I could say Chapter 13. Frankly, I will not accept a case for bankruptcy where the debt is less then $20,000, but that is just me.
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Should we file bankruptcy jointly or separately?

Michael Jay Berger
Answered by attorney Michael Jay Berger
Bankruptcy lawyer at Law Offices of Michael Jay Berger
Normally, when both husband and wife have the same debts or each have a significant amount of debt, we file a Joint Petition for them. The cost is the same whether we file an individual petition or a joint petition. You and your spouse would be paying double legal fees and double filing fees if you filed two separate bankruptcy petitions instead of one joint petition. There are circumstances in which it is best to file for just one spouse. To discuss the specific facts of your matter, please call me for a free consultation.
Normally, when both husband and wife have the same debts or each have a significant amount of debt, we file a Joint Petition for them. The cost is the same whether we file an individual petition or a joint petition. You and your spouse would be paying double legal fees and double filing fees if you filed two separate bankruptcy petitions instead of one joint petition. There are circumstances in which it is best to file for just one spouse. To discuss the specific facts of your matter, please call me for a free consultation.
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