AV Preeminent Peer Rated Attorneys
Bay City Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Bay City Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Bay City Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Kimberly Kramer, P.L.C. Attorney at Law

4.9
19 Reviews

  • 916 Washington Avenue, Suite 301, Bay City, MI 48708

  • Law Firm with 1 lawyer2 awards

  • 20 years in bankruptcy practice

  • Bankruptcy LawyersBusiness Law, Commercial Law, and 12 more

  • Free Consultation

Kimberly Anne Beemer
Bankruptcy Lawyer
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Wood Law Firm PLLC

4.9
19 Reviews

  • 721 Washington Ave., Ste. 402, Bay City, MI 48708

  • Law Firm with 2 lawyers1 award

  • A law firm practicing bankruptcy law.

Daniel Wood
Bankruptcy Lawyer
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Seward, Tally & Piggott, P.C.

4.6
25 Reviews

  • 1009 Washington Ave., Bay City, MI 48708

  • Law Firm with 5 lawyers2 awards

  • Seward, Tally & Piggott, P.C. is a comprehensive general practice law firm based in Bay City, Michigan, capable of meeting all of your legal needs. Our experienced and principled... Read More

  • Bankruptcy LawyersWorkers Compensation, Social Security, and 10 more

Ruth Noble
Bankruptcy Lawyer
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Kimberly Kramer Attorney at Law, PLC

4.9
19 Reviews

  • Serving Bay City, MI and Bay County, Michigan

  • Law Firm with 1 lawyer2 awards

  • 20 years in bankruptcy practice

  • Bankruptcy LawyersBusiness Law, Commercial Law, and 12 more

  • Free Consultation

Kimberly Anne Beemer
Bankruptcy Lawyer
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The Handlon Eastman Law Firm

3.4
11 Reviews

  • Serving Bay City, MI

  • Law Firm with 2 lawyers2 awards

  • Over 80 Years Experience Serving Mid-Michigan

  • Bankruptcy LawyersCivil Litigation, Criminal Law, and 13 more

Tad J. Eastman
Principal
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Kim A. Higgs

  • 1001 Center Avenue, Bay City, MI 48708-5100

Gower Reddick PLC

  • 514 E. Midland St., Bay City, MI 48706

Lawyers At This Firm

Miner & Miner PLLC

  • 820 N. Monroe Street, Bay City, MI 48708-5931

Smith, Martin, Powers & Knier, P.C.

  • 900 Washington Avenue, Bay City, MI 48707

Lawyers At This Firm

Beggs Law Firm, PLC

  • 916 Washington Ave., Ste. 301, Bay City, MI 48708-5723

Webster C. Tally

  • 2215 McKinley, Bay City, MI 48708-6810

Fitzgerald Law Firm

  • 905 Columbus, Bay City, MI 48707-0308

Bierlein Law Firm PLLC

  • 1001 Center Avenue, Bay City, MI 48708

Smith & Brooker P.C.

  • 703 Washington Ave., Bay City, MI 48708

Lawyers At This Firm

Lambert, Leser, Isackson, Cook & Giunta, P.C.

  • 916 Washington Avenue, Suite 309, Bay City, MI 48708

Lawyers At This Firm

Bay Justice Associates, P.C.

  • 814 N. Monroe St., Bay City, MI 48708-5931

Adamczyk & Yelsik PLLC

  • 900 S. Euclid Ave., Bay City, MI 48706

Lawyers At This Firm

Law Firm of Roger Trerice, PLC

  • 512 N. Lincoln St., Ste. 201, Bay City, MI 48708

Allsopp Wackerly, Attorneys and Counselors, P.C.

  • 301 Washington Ave., Ste. 107, Bay City, MI 48708-5837

Lawyers At This Firm

J. Edmund Frost

  • 213 Center Ave., Ste. 405, Bay City, MI 48708-5660

Daniel C. Himmelspach

  • 916 Washington Avenue, Suite 305, Bay City, MI 48708

Learman, Sarow, Birchler,Fitzhugh and Purtell, PLC

  • 900 Center Ave., Bay City, MI 48708-6118

Lawyers At This Firm

Attorney Henry Sefcovic, P.C.

  • 306 5th St., Ste. 308, Bay City, MI 48708

James J. Hayes, IV, PLC

  • 916 Washington Ave., Ste. 301, Bay City, MI 48708

Schisler Law

  • 701 E. Vermont St., Ste. 100, Bay City, MI 48706

Lawyers At This Firm

Jacoby & Meyers Bankruptcy Law

  • 6907 Westside Saginaw Road, Suite 4, Bay City, MI 48706

The Law Office of Gordon W. Kraft III PLLC

  • 721 Washington Ave., Ste. 406, Bay City, MI 48708

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Additional Resources

Looking for Bankruptcy Lawyers in Bay City?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
70 %

131 Client Reviews

PEER REVIEWS
4.1

41 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Should I wait to file bankruptcy until I get to that point

default-avatar
Answered by attorney Mary Saur Cohn (Unclaimed Profile)
Bankruptcy lawyer at Mary Saur Cohn, PLLC
On the facts you have described, I would believe that the debt you owe to the insurance company could be discharged in a bankruptcy. You could wait and see if they sue you before filing a bankruptcy or you could file a bankruptcy now. However, it is possible that it could take a very long time before they sue youthey have to do it within six years of when you last made a payment. That's a long time to be in limbo. With very limited exception, student loans cannot be discharged in a bankruptcy. If you have to choose what payment to make, pay the student loan as that is not going to go away.
On the facts you have described, I would believe that the debt you owe to the insurance company could be discharged in a bankruptcy. You could wait and see if they sue you before filing a bankruptcy or you could file a bankruptcy now. However, it is possible that it could take a very long time before they sue youthey have to do it within six years of when you last made a payment. That's a long time to be in limbo. With very limited exception, student loans cannot be discharged in a bankruptcy. If you have to choose what payment to make, pay the student loan as that is not going to go away.
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What should I do if one of my creditors was not listed in my bankruptcy?

Richard B. Jacobson
Answered by attorney Richard B. Jacobson (Unclaimed Profile)
Bankruptcy lawyer at Richard B. Jacobson Associates, LLC
There is a short, easy and economical solution. File a brief, one-page amendment to your Bankruptcy Schedules, identifying the creditor. The Court charged $30 to file an amendment adding up to 5 creditors. Your BR lawyer should know how to do this, and the whole task takes about 10 minutes, perhaps less. If s/he will not take this small step to straightening things out, you can do it yourself. I will print out a blank basic form for this. Be sure to fill in all the information, and choose whichever district in which you are filing and see that it is correctly stated at the top. Send this to the Clerk of the BR Court in your District, together with a bank check or money order for $30.00. Of course, fill in your case number, the name and address of the creditor, the amount you believe this creditor claims, and the approximate time the debt was incurred. And of course you sign the paper. I could not copy it, but I will attach it, and hope you get it that way. Good Luck.
There is a short, easy and economical solution. File a brief, one-page amendment to your Bankruptcy Schedules, identifying the creditor. The Court charged $30 to file an amendment adding up to 5 creditors. Your BR lawyer should know how to do this, and the whole task takes about 10 minutes, perhaps less. If s/he will not take this small step to straightening things out, you can do it yourself. I will print out a blank basic form for this. Be sure to fill in all the information, and choose whichever district in which you are filing and see that it is correctly stated at the top. Send this to the Clerk of the BR Court in your District, together with a bank check or money order for $30.00. Of course, fill in your case number, the name and address of the creditor, the amount you believe this creditor claims, and the approximate time the debt was incurred. And of course you sign the paper. I could not copy it, but I will attach it, and hope you get it that way. Good Luck.
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Is it legal to sell your property to a friend or family member then file bankruptcy then have it returned to you in time?

Richard B. Jacobson
Answered by attorney Richard B. Jacobson (Unclaimed Profile)
Bankruptcy lawyer at Richard B. Jacobson Associates, LLC
It is entirely illegal. There are both criminal penalties and the loss of your discharge if you try it. Do not even think of it. Instead consult an experienced reputable lawyer who might be able to help you achieve your goals lawfully.
It is entirely illegal. There are both criminal penalties and the loss of your discharge if you try it. Do not even think of it. Instead consult an experienced reputable lawyer who might be able to help you achieve your goals lawfully.
Read More Read Less