Atlantic Bch, FL Bankruptcy Law Firms & Lawyers

The Insecta and Canis lupus familiaris issues may be peculiar, but changed circumstances and difficulty sustaining a plan are not unusual; hopefully you have counsel that could advise you specifically as to the best course: e.g. post-confirmation modification of your plan, conversion to chapter 7, hardship discharge, or dismissal. Within the equation consider: liability and ensuing new post-petition debt from the dog bite. This answer (by San Diego bankruptcy attorney, Asaph Abrams) doesn't address all facts & implications of the question; it's general info, not legal advice to be relied upon. It creates no attorney-client relationship; it may be pertinent to CA and/or its Southern District Bankruptcy Court only, and it's independent of other answers. It may be time sensitive, as in past the "Use by" date: laws and case law change. Hire legal counsel before acting or refraining from bankruptcy/legal action.

You need to worry about the lawsuit in front of the court and not the OCC. The OCC is not going to advocate for you in the lawsuit and you need to make sure to protect your rights in the suit.

Student Loans are not dischargeable, so Bankruptcy would not help there. The rest depends on your other debt. Schedule a consult with a bankruptcy attorney in your area.