AV Preeminent Peer Rated Attorneys
Athens Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Athens Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Athens Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Walter Rhett Darby

  • Athens, TX 75751

Bateman & Bateman, LLP

  • 214 E. College St., Athens, TX 75751-2527

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Looking for Bankruptcy Lawyers in Athens?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is there any way around this other than foreclosure?

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Answered by attorney Patrick Jay Edaburn (Unclaimed Profile)
Bankruptcy lawyer at Patrick Jay Edaburn
Assuming the mortgage was listed in the bankruptcy and you did not reaffirm the debt then you should not be liable for the debt.
Assuming the mortgage was listed in the bankruptcy and you did not reaffirm the debt then you should not be liable for the debt.

What happens with reposession after Chapter 13 bankruptcy?

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Answered by attorney Robert Jason De Groot (Unclaimed Profile)
Bankruptcy lawyer at R. Jason de Groot, P.A.
First of all, you need to consult with your attorney about this matter. If you reaffirmed the debt, yes they can go after you for a deficiency judgment. If you are unable to pay, and the car is repossessed, and the bank gets a lifting of the automatic stay, and they get a deficiency judment against you, it will be good for 20 years if they record it properly. You see there are many things that your attorney can help you with, on this one issue.
First of all, you need to consult with your attorney about this matter. If you reaffirmed the debt, yes they can go after you for a deficiency judgment. If you are unable to pay, and the car is repossessed, and the bank gets a lifting of the automatic stay, and they get a deficiency judment against you, it will be good for 20 years if they record it properly. You see there are many things that your attorney can help you with, on this one issue.
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Is it too early to refinance or do we have to wait for the 10 year period?

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Answered by attorney Rustin Scott Polk (Unclaimed Profile)
Bankruptcy lawyer at Polk & Associates
There is no 10-year period prohibiting you from doing whatever you want to do. Once your bankruptcy case is over, it's over. You are not required to wait 10 years before doing anything and I'm sorry to hear that someone gave you that mistaken impression.
There is no 10-year period prohibiting you from doing whatever you want to do. Once your bankruptcy case is over, it's over. You are not required to wait 10 years before doing anything and I'm sorry to hear that someone gave you that mistaken impression.
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