Angleton, TX Bankruptcy Law Firms & Lawyers

There is no way that I am aware of to get a bankruptcy removed from a credit report prematurely. If there was a legal way, everybody would be doing it. One of the ramifications of filing bankruptcy is it can be legally reported on your credit report "up to 10 years." Some creditors may "ignore" your bankruptcy filing after only 2 years, others after 6, etc.- but that is their decision to make. Some creditors (such as high interest car lots) may ignore your credit report almost immediately, proof of a steady job is good enough for them to provide secured financing. But I have no knowledge of how you could remove a bankruptcy after only two years in order to obtain condo financing- the only thing you can do is be up front about it and persuade them you are a good credit risk in spite of your prior bankruptcy.

I have practiced bankruptcy law for 33 years and have had thousands of clients. The number of my clients that have been homeless after bankruptcy is zero. You can expect to be turned down in applications to rent even if you make several applications. My recommendation is to persist until you find someone who is willing to rent to you.

She should consult with an attorney. Student loans are largely regarded as non-dis chargeable in bankruptcy. If she goes bankrupt and you are a co-signer, they can come after you for the debts.