Angleton, TX Bankruptcy Law Firms & Lawyers

Once a creditor obtains a judgment, they can utilize the services of local law enforcement to take money & property from you by wage garnishment, bank account attachment, liening any real estate you own, and taking property not protected under state laws called exemptions. If you can qualify to file bankruptcy, you can eliminate this debt in bankruptcy, but if the creditor has recorded a lien on any of your real estate, a supplemental proceeding will be necessary to remove that lien. As you are finding out, the divorce court can say one thing, but if the person you married is irresponsible, you can be stuck holding the bag. IMHO, anyone thinking about getting married ought to think twice and have an investigator check out the financial background of the intended.

It all depends on the type of creditor. If it is an unsecured creditor you would need to amend Schedule F to list the creditor. If it is a secured debt then you would need to add them to Schedule D and amend that. If they are a priority creditor you would need to add them to Schedule E. Once you add them and amend the schedule you should also file an amended creditor matrix so that when the case is discharged the court will mail them a copy of the discharge order.