Answered on May 03rd, 2013 at 3:31 PM
Don't deposit the check into the joint account. You need to open an estate checking account. I'm not sure why you are hesitant to do so. It is very simple. You will need to get an EIN number to use to open the account. You can do that online - look up SS-4 through the IRS website. When you sell the house, you will need to put the proceeds of the sale into that account as well, and use those funds to pay all estate debts. Good luck.
Diana L. Anderson, Certified Elder Law Attorney
This response is not legal advice and does not establish any form of attorney/client relationship