Answered on Aug 14th, 2015 at 8:43 AM
Reporting fraud is a very serious thing, and not something I recommend without first attempting to do what you refer to - have the benefits paid to you. In addition, you can request that you receive an accounting for where your money is going if it isn't going to you.
This answer assumes you are an adult, of legal age in your state. According to the SSA website:
You have the right to receive your own Social Security check unless SSA believes you are not capable of managing or directing the management of your money.
If you have a representative payee because of a physical or a mental disability, in order to become your own payee, you must show SSA that you are now mentally and physically able to handle your money yourself. You could provide:
A doctor's statement that there has been a change in your condition and that the doctor believes you are able to care for yourself; or
An official copy of a court order saying that the court believes that you can take care of yourself; or
Other evidence that shows your ability to take care of yourself.
Note: If SSA believes your condition has improved to the point that you no longer need a payee, we may reevaluate your eligibility for disability payments.
No attorney-client relationship has been established because of the information provided. Seek local counsel to address your particular facts. MJHJ