Answered on May 21st, 2013 at 9:08 PM
Now you know not to take legal advice from someone that is not a lawyer. SSA employs fine people that are overworked and underpaid but when your benefits and well being depend on the answer, verify it with another knowledgeable source, preferably a Social Security Lawyer.
There is nothing preventing you from applying, but yours is not an easy case by any stretch of the imagination. You will want to contact your work comp lawyer to see if medical records from your case are still available from that office. You can also contact the employer. Finally, medical records from anyone that provided medical treatment to you after your work injury would be important.
Your date last insured is very important to know as if you were disabled before that date, you have a chance. Note that your past due benefits will be paid no more than 12 months before the date you apply in 2013 unless you have some way that you documented the information from the agent of SSA.
I do not know your financial status, but you may be eligible to apply for SSI.
No attorney-client relationship has been established because of the information provided. Seek local counsel to address your particular facts. MJHJ