Answered on Jun 13th, 2013 at 2:01 PM
Your case is worth what you are able to prove to a jury. There is a difference between the value of the injuries and the value of the case. That is due to the fact that the defendant can usually create some sort of a defense, which if believed by the jury will result in you losing your case. So, a discount is required, based upon the strength of the defense. Now, at trial, the jury may believe the defendant's position and give you nothing, or it may believe you, and give you a lot. Settlement is at an amount which is more than the defendant wants to pay, and less than you want to receive, but which amount is certain. 50% of something is better than 100% of nothing.