Answered on Nov 19th, 2013 at 12:22 PM
If you have Personal Injury Protection (PIP) on your car then for sure you need to get your own company on board to get your bills paid. It will subrogate against the insurer for the at fault vehicle. In clear liability situations, many times the ins co for the at fault will deal directly with you on your car damage. If your car is repaired, a rental car should be provided. Then, you will want to have a liability claim against the at fault / his ins co. for your pain, suffering, disability.