Answered on Jul 18th, 2011 at 2:15 PM
To the extent they were incurred during the marriage they would appear to be community debts, so you would have at least some potential liability. You may want to talk to a debt attorney about this. It may help, however, that the loans were taken in her name only. In terms of a divorce, it is up to the court to determine how responsibility for paying the debts should be handled. Again, the fact that you were unaware of the debts may help. Keep in mind that in a divorce the court cannot take away any rights a creditor may have to collect, it can only order who should pay the debts. If one party is ordered to pay the debts but the other spouse ends up having the debts collected from him/her, then the spouse who ended up paying may have a right of reimbursement from the spouse who was supposed to pay.