Answered on Jul 11th, 2011 at 12:46 PM
Your question tells me you are about to screw up your bankruptcy by filing pro se. DON'T. The numbers that allow a Chapter 7 almost always prevent a Chapter 13 so you do NOT have a "choice." And changing hours is unhelpful as the means test ignores present earnings and looks at the past. A good lawyer, if you are only 5K over median can likely figure out how you can "pass" the means test, so instead of screwing up and not getting proper relief, use a lawyer and let him do his job.