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Missouri Insurance Recent Legal Answers from Lawyers

Missouri Insurance Recent Legal Answers from Lawyers
Due process is a legal term which does not necessarily apply to private payments between an insurance company and an insured.  The type of process which is required is generally found in the policy or, if it is an employer sponsored policy, then in the plan.  Most disability companies require periodic medical updates.  Often, after a year or two of payments, the definition of disabilty changes such that if you can do any work after two years, you are no longer disabled.  Also, plans may reduce payments by amounts received under social security disability. We have seen cases where the insurance company stops payment on disability claims to recoup offsets from social security.  If this is a workplace disability policy, there are some safeguards and ERISA will apply.  ... Read More
Due process is a legal term which does not necessarily apply to private payments between an insurance company and an insured.  The type of... Read More