DebtStoppers, Bankruptcy Law Firm Robert J. Semrad & Assoc., LLC

DebtStoppers, Bankruptcy Law Firm Robert J. Semrad & Assoc., LLC (Chicago, Illinois)

DebtStoppers, Bankruptcy Law Firm Robert J. Semrad & Assoc., LLC

Law Firm serving Will Co., Illinois
Helping families stop foreclosure, repossession, collecting calls, eliminate credit card debt and get a fresh start.
888-613-1825 888-613-1825
Free Consultation
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About This Firm

About This Firm
Our Chicago Bankruptcy Attorneys Can Stop the Madness

Safe, sane and responsible steps towards debt relief

If you've lost your job, are unable to work, suffered a business setback or simply don't have the money to pay your bills, don't hesitate to ask for help. The sooner you act, the sooner you can start to breathe freely again.

- Stop Foreclosure. Save Your Home. - Filing for bankruptcy can prevent mortgage lenders from pursuing foreclosure on your home. Under Chapter 13 bankruptcy, debt can be reorganized into a manageable repayment plan, which can lower your monthly mortgage payment and allow you to keep your home.

- Stop Repossession. Get Your Car or Truck Back. Lower Your Payment. - Filing for bankruptcy gives you automatic stay protection, which prevents repossession agents from taking your vehicle. If you act quickly, bankruptcy can even get your repossessed car or truck back - and at a lower monthly payment.

- Stop Wage Garnishment. - Garnishment is a court order that forces your employer to withhold a portion of your paycheck - up to 25% of your after-tax pay, and deliver that money to a creditor. You lose the ability to decide how to spend your pay, and your employer learns way too much about your financial hardship. Bankruptcy takes that garnishment off your check, saving you from the inconvenience and embarrassment.

- Stop Credit Card Debt. Repair Your Credit. - As your debt-to-income ratio increases, your credit score decreases. In response, lenders react with increased interest rates and tightening your credit. Filing for bankruptcy can actually reverse this trend, as you begin to take the necessary steps to repair your credit.

- Stop Creditor Harassment. - By filing for Chapter 7 or Chapter 13, the bankruptcy court provides you automatic stay protection. After this action is taken, creditors can't contact you directly and can only attempt to collect on your debts through the bankruptcy court. The automatic stay effectively stops harassing phone calls and other collection tactics. If creditors ignore this court order, you may be able to pursue a lawsuit against them for damages!

- Keep Your Possessions. - Many people think that filing for bankruptcy forces you to sell everything you own. Nothing could be further from the truth. Bankruptcy helps you retain important items including your house, your vehicle, your retirement plan - even your cash.

- Learn the Truth about Loan Modification. - Loan modification promises relief but rarely provides it. Why? Mortgage payments rarely are the reason homeowners can't stay current. Other household debts, particularly credit card debt, is to blame for most foreclosures. When other obligations complicate your issues with debt, lenders rarely offer modifications. Homeowners who take the modification are still often unable to continue making regular payments. A DebtStoppers Chapter 13 allows you to prioritize your mortgage and can help with discharging additional debt.

The bankruptcy lawyers at DebtStoppers in Chicago can help you move from financial distress to the peace of mind you deserve. To learn about the life-changing power of bankruptcy, contact our office TODAY. For a FREE, no obligation consultation, call 312-913-0630.

Areas of Law

Areas of Law
  • Bankruptcy
  • Bankruptcy Chapter 7
  • Bankruptcy Chapter 13
  • Foreclosures
  • Debt Consolidation
  • Repossession Defense
  • Garnishments Stops/Holds

Client Rating

Client Rating

Overall Client Rating

in Bankruptcy
2.8 out of 5.0
Communication Ability
Quality of Service
Value for Money
  • Data based on 9 reviews
  • Recommended by 6 Client(s)
  • Last reviewed on 06/03/14
Posted by a Consumer on 06/03/14
1.0 out of 5.0
The phone system is designed to ditch every call except new clients.
Posted by a Consumer on 09/16/13
5.0 out of 5.0
Excellent service throughout the process. Very knowledgeable very caring and concerned was my impression of the attorney that handled my case.
I would recommend Debt Stoppers to anyone!!!
Posted by a Consumer on 06/13/13
4.8 out of 5.0
The lawyer who helped me was very knowledgeable and friendly. He listened to my situation and helped me form a plan to get out of it. I even got to use a private office to do my calls and get my papers together, this made me feel like a client.
Posted by a Consumer on 02/26/12
1.0 out of 5.0
you never have the same lawyer and the one you get seam as they don't want to work one lawyer wrote me a letter you need to see it .It like when we get your MONEY we don't want to talk to you . The reason i chose them i heard them on the radio.

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Contact Information

Contact Information
Firm Address
DebtStoppers, Bankruptcy Law Firm Robert J. Semrad & Assoc., LLC
20 S. Clark Street, 28th Floor,
Chicago, IL 60603-1802
Phone 1
Phone 2
312-913-0625 Fax 312-327-7636 URL
Office Information
Office Information
DebtStoppers, Bankruptcy Law Firm Robert J. Semrad & Assoc., LLC
20 S. Clark Street, 28th Floor,
Chicago, IL 60603-1802

Office Hours
Office Hours
09:00 AM - 05:30 PM
09:00 AM - 08:00 PM
09:00 AM - 05:30 PM
09:00 AM - 05:30 PM
09:00 AM - 05:30 PM
09:00 AM - 01:00 PM
Other Offices
Other Offices
Atlanta Office
101 Marietta Street NW, 36th Floor, Atlanta , Georgia
College Park Office
1895 Phoenix Boulevard, Suite 225, College Park , Georgia
Duluth Office
3555 Koger Boulevard, Suite 390, Duluth , Georgia
Lithonia Office
7910 Mall Ring Road, Suite 100, Lithonia , Georgia
Aurora Office
1444 N. Farnsworth Avenue, Suite 300, Aurora , Illinois
Chicago Office
11101 S. Western Avenue, Chicago , Illinois
Crest Hill Office
2424 Plainfield Rd, Suite 300, Crest Hill , Illinois
Gurnee Office
5101 Washington Street, Unit 29, Gurnee , Illinois
Schaumburg Office
10 N. Martingale Road, Suite 400, Schaumburg , Illinois
College Park, Georgia Office: 1895 Phoenix Boulevard, Suite 225, 30349. Telephone: 404-921-2599.
Duluth, Georgia Office: 3555 Koger Boulevard, Suite 390, 30096. Telephone: 404-921-2596.
Lithonia, Georgia Office: 7910 Mall Ring Road, Suite 100, 30038. Telephone: 404-921-2595.
Atlanta, Georgia Office: 101 Marietta Street NW, 36th Floor, 30303. Telephone: 404-921-2585.
Schaumburg, Illinois Office: 10 N. Martingale Road, Suite 400, 60173. Telephone: 312-447-8013.
Gurnee, Illinois Office: 5101 Washington Street, Unit 29, 60031. Telephone: 312-447-8022.
Aurora, Illinois Office: 1444 N. Farnsworth Avenue, Suite 300, 60505. Telephone: 630-741-7101.
Chicago, Illinois Office: 11101 S. Western Avenue, 60643. Telephone: 773-432-9003.