Thank you for visiting my web site for the purpose of contacting my law firm with regard to representing you in a Bankruptcy matter. As an attorney who has handled thousands of Bankruptcy cases, I have found that most clients have numerous questions. I would be happy to answer any questions you may have regarding Bankruptcy. Please understand that you are under no obligation to retain my law firm to represent you if you call with questions, or for that matter come to see me personally for a complimentary consultation on whether or not Bankruptcy is right for you.

I would also like to add a word of encouragement. Although I know this may be a difficult time for you financially, it certainly should not be viewed as the "end of the World". Bankruptcy is not reflective of "Character", "Intelligence" or "Ethics". It is merely a remedy to afford the honest debtor with the opportunity to "Obtain a Fresh Start" and begin to build a bighter future.

However, I would offer one word of caution regarding this important legal matter. Regardless of whether or not you retain my law firm, I would stress the importance of having a qualified bankruptcy attorney representing you during your Bankruptcy. The Bankruptcy laws are very complex and you have many rights which will be best protected by a licensed attorney practicing in this field. So regardless of who you select to represent you, please make sure you are represented by an attorney.

Henry M. Toles

Attorney at Law