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The Minnesota No-Fault Law does not provide for property damage coverage unless you can prove that the accident was the fault of another motorist. In that case, the law requires every motorist to carry property damage liability coverage as a part of their auto policy. This coverage, however, is not a "no-fault" coverage, so it is necessary to prove that the other motorist was at fault.
Your own policy may or may not provide for collision coverage. That's the coverage the insures your own vehicle from the risk of damage in an accident. Comprehensive coverage will pay for damage to your car when it is damaged by something other than a car crash, such as by fire, falling trees, or, strangely enough, if you hit a deer on the highway. Again, not every policy contains collision and/or comprehensive coverages, so we will need to review your policy to see what coverages it contains.
You may be entitled to a rental vehicle to replace your car in the short term. Call us for advice.
When we are retained to handle your personal-injury case, we do not charge any fee for our work on your behalf to resolve any property-damage dispute. |
