About This FirmM. Cabrera & Associates, PC represents consumers in credit card litigation, bankruptcy, foreclosure, mortgage loan modifications and collection disputes. Our attorneys work hard to achieve the best resolution of your matter. We treat you as if you were our only client. If you are struggling under overwhelming debt, let us help you make a fresh start.
When you are drowning in consumer debt, you need legal advice. As experienced debt relief attorneys, we protect your interests and help you regain financial stability. Whether you want to discharge your debt or you are seeking credit consumer counseling, we are here to help. We provide:
-Aggressive protection of your rights. We understand that mortgage lenders, banks and debt collectors are difficult to deal with, and they only care about getting paid. We do everything in our power to ensure these institutions do not violate your rights.
-Respect and honesty. When you meet with us, we review your situation from all angles and give you an honest assessment of your situation. We value your opinion, and we treat you with respect. We never pressure you to settle or push you into a bankruptcy.
-Experience and practical knowledge. We have extensive experience on both sides of the collection process, which gives us a unique advantage. We understand how creditors and debt collectors operate and the tactics they use to intimidate you. This practical experience pays off when we negotiate or litigate your consumer law matter.
We are detail-oriented and determined to achieve your goals. We understand what you are going through when lenders and credit card companies are hounding you. We are your partner in your case. Let's work together to get you out from under your debts.
Areas of Law
- Consumer Law
- Collection Defense
- Unfair Debt Collection Practices
- Fair Debt Collection Practices Act (FDCPA)
- Fair Credit Reporting Act (FCRA)
- Debt Collection Harassment
- Foreclosure Defense
- Mortgage Loan Modification
- Bankruptcy Chapter 11
- Bankruptcy Chapter 7
- Bankruptcy Chapter 13
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