McDonough & Serano
Insurance Newsletter
Cost Comparison of Rating Programs for Traditional Insurance
 
Traditional commercial insurance policies may be priced through a guaranteed cost rating, a dividend program, or a retrospective rating. Each of these alternatives has distinctive features that could affect the effectiveness of a risk management program.More...
 
The Equitable Right of Subrogation
 
Subrogation is an equitable right to seek recovery of losses paid by the plaintiff for another in an action against the party that caused the losses. In insurance law, subrogation refers to the right of the insurer to seek compensation for its payments to its insured by filing an action against the person that caused the damages to the insured. More...
 
Aviation Insurance
 
Aviation Liability CoverageMore...
 
Types of Adjusters
 
When an insured files a claim with his insurer to recover for a loss, the insurer may pay the amount requested without question, or it may begin the "adjustment" process. This is the process by which the claim is resolved. Various types of "adjusters" may assist in the adjustment process. More...
 
No-Fault Automobile Insurance
 
No-fault insurance provides coverage for an insured's injuries or damages up to the policy limit regardless of whether the insured or another driver was at fault. More...
 
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