BANKRUPTCY -- I specialize in representing individuals and families with financial difficulties that leave them no choice but bankruptcy. The first step is to see if there is a choice. If you must file, you can discharge all consumer debt and keep your property in almost every case. You can stop foreclosure, repossession and garnishment. A free consultation can tell you where you stand. BE ADVISED: Congress is about to change the Bankruptcy Act after getting 400 million in contributions from moneylenders. Know your rights before you lose them.

D.U.I. TRAFFIC AND CRIMINAL -- I also specialize in representing people with little or no experience in the criminal justice system. You can go to jail or lose your licence for traffic offences like reckless driving, driving on suspended or D.W.I. You can have a permanent criminal record over a minor incident. Don't take a risk without calling me first.

UNCONTESTED DIVORCE - If you have already separated and agree to a divorce, do not waste a lot of time and money. Call me and I will explain costs, fees and procedures for a simple no-fault divorce.