| Conditions Precedent to Uninsured Motorist Coverage |
| Uninsured motorist (UM) benefits are available to an insured so that he may recover from his insurer in the event he is involved in a motor vehicle accident with an uninsured driver. In order for the insured to obtain recovery under UM coverage, several conditions must first be met.More... |
| The Employers Liability Exclusion to the CGL Policy |
| There are numerous exclusions to the coverage provided to businesses in a comprehensive general liability or CGL policy. Exclusion E -- Employers Liability -- in the standard form CGL policy results in a lack of coverage under the CGL policy for liability arising from an injury to an employee. More... |
| Workers' Compensation Insurance |
| Workers' compensation insurance is acquired by an employer. Usually, the decision to acquire such insurance is made as a choice, mandated by state law, between purchasing workers' compensation insurance or being self-insured through a separately administered and funded plan. More... |
| CGL Policy Exclusions |
| Comprehensive general liability (CGL) policies insure policyholders against losses from being found liable for personal injury or property damage suffered by another person or business. More... |
| Basic Automobile Policy Contents |
| Automobile insurance policies normally contain the same five basic sections found in most types of insurance policies: 1) declarations, 2) an insuring agreement, 3) definitions of terms used in the policy, 4) conditions, and 5) exclusions. More... |
