| Proof Required for Age Discrimination in Employment Act Claims |
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| Employment Act Claims)More... |
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| The Employee Benefits Security Administration-Enforcement of ERISA Fiduciary Responsibilities |
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| The Employee Benefits Security Administration (EBSA) is an agency of the United States Department of Labor and has the responsibility of administering the fiduciary, reporting, and disclosure provisions of the Employee Retirement Income Security Act of 1974 (ERISA). ERISA is a federal statute that regulates how private-sector employee benefit plans are administered and requires benefit plans to provide information about plans and changes to the plans to both the federal government and to plan participants and beneficiaries. Prior to 2003, the EBSA was known as the Pension and Welfare Benefits Administration, which prior to 1986 was known as the Pension and Welfare Benefits Program. In 1986, the program was also upgraded to sub-cabinet classification. The EBSA also oversees the fiduciary and auditing aspects of the Thrift Savings Plan that was established under the Federal Employees' Retirement System Act.More... |
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| Personnel File Retention Requirements--Title VII and ADA |
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| Most American employers are subject to a number of federal statutes designed to prevent different forms of discrimination in the workplace. In addition to proscribing improper workplace practices, these laws provide enforcement mechanisms and means to compensate employees and applicants who are injured by employers who refuse to follow the laws. More... |
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| Unemployment Insurance -- Financing -- Reserve Funds |
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| A recent trend in the management of state unemployment insurance programs is the establishment of special accounts known as reserve funds. Reserve funds are the product of the desire to expand the services offered by state unemployment insurance programs as well as the long-term financial stability that some state unemployment accounts enjoy. The result is a cost-effective and low-risk way of improving the lives and the prospects of those individuals facing unemployment.More... |
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| Employee Retirement Plans |
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| ERISA presumes that retirement plans are intended to continue indefinitely rather than have a scheduled end date; however, ERISA does allow employers to terminate retirement plans and establishes certain rules that apply to how the assets of a terminated plan must be handled. Plan terminations are characterized on the basis of the circumstances surrounding the termination and whether the plan is able to pay all benefits that are owed to plan participants.More... |
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