Hallinan Law Offices, PLLC
Consumer Law Newsletter
Lemon Laws
 
Lemon laws are state laws that permit the buyer of a "lemon" to recover a refund or a replacement car. A lemon is a car that contains a "substantial defect" that cannot be repaired after a reasonable number of attempts. More...
 
Advertising and the Consumer Leasing Act - Overview
 
The Consumer Leasing Act and Regulation M contain special requirements for the advertisement of a "consumer lease," i.e., a lease for personal property to an individual for more than four months for personal, family, or household use where the total contractual obligation is not more than $ 25,000. The Federal Trade Commission (FTC) enforces the advertising disclosure requirements of the Act and Regulation M. More...
 
Advertising and the Consumer Leasing Act - Disclosure Requirements for Radio and Television Ads
 
The Consumer Leasing Act and Regulation M apply to all advertisements for consumer leases that contain triggering terms, including radio and television ads. However, different disclosure rules apply if the radio or television ad clearly and conspicuously refers to a toll-free (or collect or local) telephone number through which consumers can obtain the required lease information.More...
 
The Fair Credit Reporting Act - Insurers
 
Insurers may obtain consumer reports from consumer reporting agencies (CRAs) in order to underwrite insurance policies and screen applicants. Such reports may include information about an individual's credit history, medical condition, driving record, and criminal history.More...
 
The Textile and Wool Labeling Acts - Fiber Content Disclosure - Fiber Names Generally
 
Under the Textile Fiber Products Identification Act, the Wool Products Labeling Act, and their accompanying rules, both natural and man-made fibers must be identified by their generic names. The Federal Trade Commission (FTC) recognizes certain names that must be used to identify man-made fibers. More...
 
 
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