Cozmyk Law specializes in protecting and defending the rights of Ohio's homeowners. We fight the banks to keep Ohio homeowners in their homes. From Loan Modification to Foreclosure, we know how to stop the bank's foreclosure process.
Personal Bankruptcy is when a court trustee administers the estate (the property and other assets) of a debtor for the benefit of creditors.
A debtor is a person or business who owes money to others. A debtor may choose to file a bankruptcy proceeding, and use a bankruptcy attorney or lawyer to resolve a hopeless financial situation, or to put off the collection of debts for a period of time to allow for financial reorganization.