| Housing - Federal Public Housing Programs - Hope For Elderly Independence |
| The United States Department of Housing and Urban Development (HUD) has initiated several programs, known as Hope for Elderly Dependence (HOPE) programs, that paired rental subsidies with supportive services for America's elderly. More... |
| Insurance - Long-Term Care - Overview |
| As America's baby boomers age, more insurance companies are offering long-term care insurance, which is designed to cover the costs of long-term care, an unfortunate reality for many members of the elderly population. In fact, depending upon the study, somewhere around 50 percent of the American population will require long-term care at some point in their lives.More... |
| Subsidized Guardianships |
| Grandparents often do not anticipate acting as the sole or primary caregiver for their grandchildren. As a result, they may have inadequate resources to provide adequately when they are called upon to do so. One of the most widely available resources provided to relative caregivers by the federal and state governments are subsidized guardianship programs. More... |
| Annuity Contract Considerations |
| The formation and validity of an annuity policy or contract is determined in the same way as a standard contract. The annuity policy must be supported by consideration (unless it is a charitable gift annuity or the annuity involves a bequest). The parties to the annuity contract must have legal capacity to contract.More... |
| Housing - Residential Facilities and Voting Rights |
| Although the right to vote is fundamental in the United States, state law governs the manner in which this right is exercised. Although almost one-half of the states have passed laws addressing the voting rights of those living in residential facilities, these laws differ significantly. More... |



