| Pollution Exclusion |
| The CGL Policy Exclusion for PollutionMore... |
| The CGL Policy Exclusion for Contractual Liability |
| The comprehensive general liability policy insures the policyholder against liability for personal injuries or property damage to third parties caused by the acts of the policyholder. There are various exclusions from such coverage in the standard CGL policy, including the exclusion for contractual liability. More... |
| The CGL Policy Liquor Liability Exclusion |
| The comprehensive general liability (CGL) policy protects the insured from liability to third parties for personal injury and property damage caused by the insured. However, there are various exclusions from coverage in the standard CGL policy, including Exclusion C for liquor liability.More... |
| Purchasing Groups |
| The Liability Risk Retention Act of 1986 provides for the formation of purchasing groups to buy insurance. Such groups must be made up of members or companies with similar risk exposure due to their involvement in similar businesses. The groups must meet the regulatory requirements of the states in which they are organized, but, due to preemption by the Act, some regulatory requirements of other states in which the groups do business do not have to be met.More... |
| Underinsured and Uninsured Auto Coverage |
| Underinsured coverage refers to coverage available to an insured involved in an accident with a driver who has insufficient auto insurance coverage.More... |

