DebtStoppers, Bankruptcy Law Firm Robert J. Semrad & Assoc., LLC (Atlanta, Georgia)

DebtStoppers, Bankruptcy Law Firm Robert J. Semrad & Assoc., LLC

Law Firm in Atlanta, GA
Helping families stop foreclosure, repossession, collecting calls, eliminate credit card debt and get a fresh start.
888-559-4906
Free Consultation

Peer Rating N/A

About This Firm

Atlanta Bankruptcy Lawyers Offer Practical and Effective Relief

Are you struggling with these debt problems?

- Stop Foreclosure. Save Your Home - Filing bankruptcy prevents your mortgage lender from foreclosing on your home. Under Chapter 13, you can reorganize your debt into a manageable repayment plan, including low monthly payments that allow you to keep your home.

- Stop Repossession. Get Your Car or Truck Back. Lower Your Payment - A bankruptcy plan stops car or truck repossession. If you act quickly, it can even get your repossessed vehicle back - and even get your car payment lowered.

- Stop Credit Card Debt. Repair Your Credit - As your debt-to-income ratio grows, your credit score declines. Your lenders respond by tightening your credit and raising your interest rates. Filing for bankruptcy can actually reverse this trend, as you begin to take the necessary steps to repair your credit.

- Stop Creditor Harassment - As soon as you file for Chapter 7 or Chapter 13, the bankruptcy court grants you Automatic stay protection. This orders your creditors to back off. They can't contact you directly and can only attempt to collect on your debts through the bankruptcy court. The automatic stay effectively eliminates harassing phone calls and other collection tactics. In fact, when creditors ignore this court order, you may be able to sue them for damages!

- Keep Your Possessions - You may think that filing for bankruptcy will force you to sell everything you own. Nothing could be further from the truth. In reality, bankruptcy helps you hold onto important items like your home, your car, your retirement plan - even your cash.

- Learn the Truth about Loan Modification - A loan modification promises relief but rarely delivers. Why? Because the mortgage payment is rarely the reason homeowners can't stay current. Other household debts, particularly credit card debt, are the culprits in most foreclosures. When other obligations compound your debt issues, few lenders will offer a modification. And many homeowners who are lucky enough to get modifications are still unable to continue payments. A DebtStoppers Chapter 13 allows you to prioritize your mortgage and even discharge much of your additional debt.

Choose the most decisive remedy for your debt

"Why do so many Atlanta homeowners end up in foreclosure even with a mortgage modification? Because mortgage modification can't save enough to make a difference. A bankruptcy plan can save your home because it will save you hundreds, - even thousands more per month than a mortgage modification will. If you want to save your home, total monthly savings is the answer. Bankruptcy works."

Robert J. Semrad, Senior Partner - DebtStoppers

  • Bankruptcy
  • Bankruptcy Chapter 7
  • Bankruptcy Chapter 13
  • Foreclosures
  • Debt Consolidation
  • Repossession Defense
  • Garnishments Stops/Holds.

Overall Client Rating

in Bankruptcy
 
2.8 out of 5.0
Communication Ability
2.8
Responsiveness
2.8
Quality of Service
2.7
Value for Money
2.7
  • Data based on 9 reviews
  • Recommended by 6 Clients
  • Last reviewed on 06/03/14
Posted by a Consumer on 06/03/14
1.0 out of 5.0
The phone system is designed to ditch every call except new clients.
Posted by a Consumer on 09/16/13
5.0 out of 5.0
Excellent service throughout the process. Very knowledgeable very caring and concerned was my impression of the attorney that handled my case.
I would recommend Debt Stoppers to anyone!!!
Posted by a Consumer on 06/13/13
4.8 out of 5.0
The lawyer who helped me was very knowledgeable and friendly. He listened to my situation and helped me form a plan to get out of it. I even got to use a private office to do my calls and get my papers together, this made me feel like a client.

People at This Firm

Lawyer Name:
Area of Law:

Legal Community Activity

Firm Details

Firm Size
50
Payment Information
  • Free Initial Consultation
Languages
Spanish.

Community Contributions

Articles Blogs Q&A

... Read more

Legal Topics: {{legalTopic}}

Contact Information

Firm Address
DebtStoppers, Bankruptcy Law Firm Robert J. Semrad & Assoc., LLC
101 Marietta Street NW, 36th Floor,
Atlanta, GA 30303
U.S.A.
Phone 1
888-559-4906
Phone 2
404-921-2585
Office Information
DebtStoppers, Bankruptcy Law Firm Robert J. Semrad & Assoc., LLC
101 Marietta Street NW, 36th Floor,
Atlanta, GA 30303

Loading...
Other Offices
Chicago Office
20 S. Clark Street, 28th Floor, Chicago , Illinois
College Park Office
1895 Phoenix Boulevard, Suite 225, College Park , Georgia
Duluth Office
3555 Koger Boulevard, Suite 390, Duluth , Georgia
Lithonia Office
7910 Mall Ring Road, Suite 100, Lithonia , Georgia
Aurora Office
1444 N. Farnsworth Avenue, Suite 300, Aurora , Illinois
Chicago Office
11101 S. Western Avenue, Chicago , Illinois
Crest Hill Office
2424 Plainfield Rd #300, Crest Hill , Illinois
Gurnee Office
5101 Washington Street, Unit 29, Gurnee , Illinois
Joliet Office
370 Houbolt Road, 2nd Floor, Joliet , Illinois
Schaumburg Office
10 N. Martingale Road, Suite 400, Schaumburg , Illinois
Nashville Office
150 4th Avenue North, Suite 1830, Nashville , Tennessee
Chicago, Illinois Office: 20 S. Clark Street, 28th Floor, 60603. Telephone: 312-447-8018. Fax: 312-327-7636.
Chicago, Illinois Office: 11101 S. Western Avenue, 60643. Telephone: 773-432-9003.
Aurora, Illinois Office: 1444 N. Farnsworth Avenue, Suite 300, 60505. Telephone: 630-741-7101.
Gurnee, Illinois Office: 5101 Washington Street, Unit 29, 60031. Telephone: 312-447-8022.
Schaumburg, Illinois Office: 10 N. Martingale Road, Suite 400, 60173. Telephone: 312-447-8013.
Lithonia, Georgia Office: 7910 Mall Ring Road, Suite 100, 30038. Telephone: 404-921-2595.
Duluth, Georgia Office: 3555 Koger Boulevard, Suite 390, 30096. Telephone: 404-921-2596.
College Park, Georgia Office: 1895 Phoenix Boulevard, Suite 225, 30349. Telephone: 404-921-2599.
Joliet, Illinois Office: 370 Houbolt Road, 2nd Floor, 60431. Telephone: 815-306-2103.